A&A Collaborative Fund

A&A Collaborative Fund is set up with the view of providing quality financial and non-financial services to the low-income segment of the population by adopting a holistic and innovative approach to financing hitherto unseen in the industry. Drawing from extensive experience in the industry along with contemporary field research A&A recognizes the specific needs and lacunae in the industry and introduces a new and innovative Developmental Finance Model to meet such needs. Introducing ethical and sustainable concepts of collaborative and inclusive finance, this proposed model will introduce unique Sustainable Collaborative Finance to the low-income segments of society throughout the supply value chain.

This model strives to create a holistic financing solution geared to generate multiple lines of revenue for both the lender and the borrower and facilitate the overarching objective of greater economic inclusivity and sustainable development which will eventually culminate in the creation of vibrant self-sustainable local economies.

A&A strives to be the largest Collaborative Development Fund in Sri Lanka with the strategic goal of achieving a Loan Portfolio of Rs. 2 billion within the first 2 years of operations. A&A will achieve this by adopting products with expanded scopes although the segment appears attractive for competitors hence is attached with the potential risk of increased rivalry.

The introduction of new and innovative Collaborative products which assist the borrower to grow hand in hand with A&A, supported by legal buy back agreements and supply procurement strategies are the main commitments of A&A in order to achieve this strategic goal. In addition to the above the conducting of Entrepreneur Advancement Assistance (EAA ) programmes are also geared to increase the customer base of A&A by fostering lasting customer relationships.